The Lowe’s PreLoad card is a Discover® Prepaid card.
The card does not come with a PIN nor will you need one at check-out. A Lowe's employee will not ask you to input a PIN.
Your Lowe's PreLoad card will arrive with a balance of $0.00. The Administrator on the account will be able to add funds to the Company Vault via a business checking account (bank transfer) or a credit/debit card using the Lowe's PreLoad app or web page.
To find out how to fund your account, click here.