The Lowe's PreLoad card is a prepaid Discover card.
The card does not come with a PIN nor will you need one at check-out. A Lowes employee will not ask you to input a PIN.
Your Lowe's PreLoad card will arrive with a balance of $0.00. The Administrator on the account will be able to add funds to the Company Vault via an ACH or instant funding with credit/debit using the Lowe's PreLoad app or web page.
To find out how to fund your account, click here.
PRO TIP: ACH loads can take 3-5 business days to land into your Lowe's PreLoad Company Vault.